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Provider Scoreboard

Public accountability. See how financial providers perform on complaints — response times, upheld rates, and grades.

A — ExcellentB — GoodC — AverageD — PoorF — Failing
TypeTrend
Bank of IrelandBank1,04545%32D
AIBBank89242%28C
Permanent TSBBank53438%25C
AvivaInsurance42336%22B
AXA InsuranceInsurance38739%26C
RevolutFintech31251%45D
AllianzInsurance29833%20B
VHIInsurance26735%30C
Liberty InsuranceInsurance21541%28C
Cabot FinancialDebt Collector20155%42F
Zurich InsuranceInsurance18929%18B
Pepper FinanceDebt Collector17852%40D
First Citizen FinanceCar Finance15648%38D
HummCar Finance13444%35C
N26Fintech9846%50D
Worst Upheld Rate
Cabot Financial
55% of complaints upheld
Slowest Response
N26
50 avg days
Most Complaints
Bank of Ireland
1,045

About this data: Grades are calculated from public FSPO complaint data and response time reports. Higher upheld rates and slower response times result in lower grades. Trend arrows show direction of complaints volume compared to previous year. “Upheld” includes partially upheld decisions.