Know Your Rights
Before you take action, understand what protects you. Irish and EU law gives consumers significant power — most people just don't know it exists.
Credit Reports & CCR
Understand the Central Credit Register, how to get your report, spot errors, and get them corrected.
GDPR & Data Access
Your right to access your data, send Subject Access Requests, and hold companies accountable for breaches.
HP & Car Finance
Your rights with hire purchase agreements — cooling off, voluntary termination, dealer obligations, and how to fight back.
Insurance Rights
Your rights when an insurer rejects a claim, cancels a policy, or underpays — and how to challenge unfair decisions.
Banking Rights
Account closures, unauthorised transactions, charges, mortgage rights, and how to challenge unfair treatment by banks.
Fintech Rights (Revolut, N26, Wise)
Your rights with fintechs — account freezes, complaint routes, regulators, and how to get your money back.
Consumer Protection Code
The Central Bank's most powerful consumer protection framework. Know which provisions to cite in your complaints.
Statute of Limitations & Debt
When debts become statute-barred, what resets the clock, and how to challenge debt collectors pursuing old debts.
8 sections covering every angle
From credit reports to fintech freezes, insurance rejections to statute-barred debts — know what protects you before you take action.